"A successful business like mine chews money. After everything is paid, there’s so little left for me and my family.
An afb Chelsea Credit Card changed all that.
At first I thought it was just for the football club. Later I found out how I could use it to buy things my family really needed. Our home got a solar kit, lights at night, a television and a radio to get the news.
We stuck to our monthly repayments carefully and soon we got promoted to the afb Gold List. This gave us access to even more credit.
With that we bought bedding for the kids and the important school books they need.
Life’s really improved. I couldn’t be happier.”
"It was a dream for ages. When finally we gave our customers store cards, we woke up to a huge opportunity."
“The moment we were able to provide our customers with credit through an afb co-branded card, our business really grew.
I mean really grew.
For us, helping people who had previously been ignored by the banks, by everyone in fact, by being able to help them buy the things they need, we’ve made some new friends. Better than that, we’ve made friends who are going to be with us for a long time.
The word is spreading.
Now people can get that fridge or stove that was always beyond their reach, the things every family deserves. All they need is a Tumaini Credit Card, supported by afb.
Our customers couldn’t be happier. Our business couldn’t be stronger.”
"I got a loan to train health workers. You have no idea how good it made me feel."
"I come from a very poor family and for someone who now believes education is so important, it’s sad to think how little schooling I got when I was very young.
But that’s a long time ago. Things are different now. They are much better.
I have built a school for people who want to study a health course. SmartCash helped me when others refused. They lent me money to buy markers, books, cardboard and although we started small, we managed to grow.
With proper and regular repayments, I was able to borrow more money from SmartCash. The school grew bigger. More and more people got training.
Now we have beds for our hostel. People come from far away and it’s growing all the time."
"I didn't build my home with bricks and cement. I built it with afb's belief in me."